Liability01
Music Liability
If someone says your song copied theirs, a sample wasn't cleared, or your lyrics, artwork, videos, or posts defamed them, this can help pay for your legal defense and certain settlements.
Insurance for people who make noise
Music, masters, gear, studio, tours, and more
01 - Coverage, half one
One claim shouldn't end a career.
Property02
Master Recordings
Can help pay to recreate masters that are lost, damaged, or corrupted. If someone says one of your recordings uses their work, voice, or face without permission, Music Liability can help defend that claim.
Liability03
Studio Liability
Can help when a guest gets hurt or someone's property is damaged at your studio. If a session player or someone you filmed there says you used their performance or likeness without permission, Music Liability can help with that claim.
Property04
Gear & Instruments
Can help pay to repair or replace instruments, amps, pedals, and production gear that are stolen or damaged, including on the road. This is property coverage, not media liability.
Tour05
Tour Cancellation
Can help pay back deposits, travel, and other money at risk when a covered event cancels the show. If a venue or promoter later says what you posted about the cancellation defamed them, Music Liability can help with that claim.
Add-on coverage
Available by reviewThird-party bodily injury at venues, when available.
*All “from” prices are examples, not quotes. Actual pricing depends on underwriting, limits, location, and selected coverage.
02 - Coverage, half two
Someone takes your music? Fight back.
Most insurance only shows up to defend you when you get sued. This half works the other way. It can help pay for a lawyer to go after someone who steals or misuses your music.
Copyright01
Sampled without pay
Someone samples your track or uses your master without clearance or payment.
Royalties02
Royalties held back
A label or distributor keeps collecting on masters you own, or won't pay the royalties you're owed.
Trademark03
Your name, their band
Another band or company starts using your band name or logo.
Merch04
Bootleg merch
Shirts and posters with your name, art, or face on them show up on tour or online, and you never said yes.
Likeness05
Your song in their ad
A brand or ad uses your song or your likeness without permission.
Streaming06
Streaming theft
Someone uploads your songs under their own name or claims your Content ID.
You can add this to your quote. Just check the box on the form.
03 - Specialty coverage
When the show can't go on.
Standard policies were not built for the extraordinary events that can empty a room. This specialty coverage exists for exactly that: venues, festivals, touring artists, promoters, studios, and labels with real exposure to extraordinary risk. Ask us what could work for your venue, festival, or tour.
Business interruption01
Loss of attraction
Non-damage business interruption options for when a nearby incident keeps the audience away.
- Specified nearby attraction properties
- Evacuation, prevention of access or lockdown
- Security expenses
- Recovery and increased-cost-of-working expenses may be available
Active assailant02
Active assailant
Coverage structured around a malicious physical attack at or near an insured location, with crisis response built in.
- Business interruption and denial of access
- Property damage or bodily injury triggers
- Trauma support and crisis response
- Public relations, relocation and other recovery costs may be available
Built for
- VenuesClubs, theaters, arenas.
- FestivalsMulti-day gatherings, temporary sites.
- Touring artists & promotersDomestic and international itineraries.
- Studios & labelsThe rooms and companies behind the music.
Specialty coverages are general product concepts only, based on carrier marketing materials current between November 2024 and June 2025. They are not quotes, binders, applications, or offers to sell insurance, and they are not available through this site at this time. Any future coverage depends on producer licensing, carrier or wholesale market access, underwriting approval, and the terms, conditions, limits, deductibles, and exclusions of the issued policy. Availability varies by jurisdiction. Insurance cannot prevent violence and does not replace emergency planning, law enforcement, or professional security services. Carrier names and trademarks belong to their respective owners; no sponsorship, appointment, or endorsement is implied.
04 - How it works
A clear path to covered.
- 01
Answer a few questions
Tell us about you and what you want covered. Most requests take about five minutes to complete.
- 02
A real person reviews it
We review your request with underwriters. Every request is human-reviewed before a quote is offered.
- 03
Get your quote
Review the coverage, price, and key details in plain language, without digging through an email chain.
- 04
Accept, pay, and get covered
Choose pay-in-full or monthly where available, then keep your policy details close.
Your request status, without the guesswork.
05 - Manage a policy
Your policy, in your pocket.
Once you're covered, the SongSure app allows you to view and manage your policy, file a one-click claim, and see your claim status.
<30
Seconds to a certificate
Generate a certificate of insurance on demand for venues and partners, right from the policy screen.
<3
Minutes to start a claim
Begin a claim from your app, without searching for a form or an old email.
Who it's for
Built for
- Musicians
- Producers
- Labels
- Studios
- Venue owners
Social media creator or influencer? Check out our sister site, CreatorSure, insurance built for creators.
Visit CreatorSureThe fine notes
Good questions.
Who is SongSure?
SongSure is insurance built by music industry and insurance experts with experience working alongside Grammy-winning artists, record labels, and producers.
I'm a creator or influencer, not a musician. Is this for me?
Our sister site, CreatorSure, is built for creators, influencers, YouTubers, podcasters, streamers, filmmakers, photographers, journalists, writers, broadcasters, production houses, and studios. Visit creatorsure.co to get a quote.
Is coverage instant?
No. A person reviews every request with underwriters. Coverage is confirmed only when the underwriter confirms the binder; submitting a request does not bind coverage.
What does it cost?
The “from” prices shown here are examples, not quotes. Your actual price will depend on underwriting, selected limits, coverage, and location.
Can I pay monthly?
Pay-in-full and monthly payment options are offered where available. Final options depend on your policy.
06 - Get a quote
Get a quote
Tell us a little about you. A real person will review it and reach out to get your quote started.
Request received.
Thanks. A real person will reach out soon about your quote.