Liability01
Music Liability
If someone says your song copied theirs, a sample wasn't cleared, or your lyrics, artwork, videos, or posts defamed them, this can help pay for your legal defense and certain settlements.
Insurance for people who make noise
Musicians, Producers, Labels, Studios, Venues
01 - Coverage, the first half
One claim shouldn't end a career.
Property02
Master Recordings
Can help pay to recreate masters that are lost, damaged, or corrupted. If someone says one of your recordings uses their work, voice, or face without permission, music insurance can help defend that claim.
Liability03
Studio Liability
Can help when a guest gets hurt or someone's property is damaged at your studio.
Tour04
Tour Cancellation
Can help pay back deposits, travel, and other money at risk when a covered event cancels the show.
Property05
Gear & Instruments
Can help pay to repair or replace instruments, amps, pedals, and production gear that are stolen or damaged, including on the road.
Add-on coverage
Available by reviewThird-party bodily injury at venues, when available.
02 - Coverage, the second half
Someone takes your music? Fight back.
Most insurance only shows up to defend you when you get sued. This half works the other way. It can also help pay for a lawyer to go after someone who steals or misuses your music.
Copyright01
Sampled without pay
Someone samples your track or uses your master without clearance or payment.
Royalties02
Royalties held back
A label or distributor keeps collecting on masters you own, or won't pay the royalties you're owed.
Trademark03
Your name, their band
Another band or company starts using your band name or logo.
Merch04
Bootleg merch
Shirts and posters with your name, art, or face on them show up on tour or online, and you never said yes.
Likeness05
Your song in their ad
A brand or ad uses your song or your likeness without permission.
Streaming06
Streaming theft
Someone uploads your songs under their own name or claims your Content ID.
You can add this to your quote. Just check the box on the form.
03 - Specialty coverage
When the show can't go on.
Standard policies were not built for the extraordinary events that can empty a room. This specialty coverage exists for exactly that: venues, festivals, touring artists, promoters, studios, and labels with real exposure to extraordinary risk. Ask us what could work for your venue, festival, or tour.
Business interruption01
Loss of attraction
Non-damage business interruption options for when a nearby incident keeps the audience away.
- Specified nearby attraction properties
- Evacuation, prevention of access or lockdown
- Security expenses
- Recovery and increased-cost-of-working expenses may be available
Active assailant02
Active assailant
Coverage structured around a malicious physical attack at or near an insured location, with crisis response built in.
- Business interruption and denial of access
- Property damage or bodily injury triggers
- Trauma support and crisis response
- Public relations, relocation and other recovery costs may be available
Built for
- VenuesClubs, theaters, arenas.
- FestivalsMulti-day gatherings, temporary sites.
- Touring artists & promotersDomestic and international itineraries.
- Studios & labelsThe rooms and companies behind the music.
04 - How it works
- 01
Answer a few questions
Tell us about you and what you want covered. Most requests take less than three minutes to complete.
- 02
A real person reviews it
We review your request with our underwriters. Every request is human-reviewed before a quote is offered.
- 03
Get your quote
Review the coverage, price, and key details in plain language.
- 04
Accept, pay, and get covered
Choose pay-in-full or monthly where available.
05 - Manage a policy
Your policy, in your pocket.
Once you're covered, the SongSure app allows you to view and manage your policy, file a one-click claim, and see your claim status.
<30
Seconds to a certificate
Generate a certificate of insurance on demand for venues and partners, right from the policy screen.
<3
Minutes to start a claim
Begin a claim from your app, without searching for a form or an old email.
The fine notes
Good questions.
What is music insurance?
Music insurance can help protect you when someone comes after you. It can help if someone says your song copied theirs, a sample wasn't cleared, or your lyrics, artwork, videos, or posts defamed them. It can also help protect your master recordings, your studio, your gear and instruments (including on the road), and the money at risk when a show gets cancelled.
The second half helps you fight back. It can help pay for a lawyer to go after someone who samples your music without paying, holds back your royalties, uses your band name, sells bootleg merch, uses your song or face in an ad, or uploads your songs as their own. Exact coverage depends on your policy.
Who is SongSure?
SongSure was built by music industry and insurance experts with experience working alongside Grammy-winning artists, record labels, and producers. We've played, recorded, and toured in bands of our own, so we get it.
I'm a creator or influencer, not a musician. Is this for me?
Our sister site, CreatorSure, is built for creators, influencers, YouTubers, podcasters, streamers, filmmakers, photographers, journalists, writers, broadcasters, production houses, and studios. Visit creatorsure.co to get a quote.
Is coverage instant?
No. SongSure reviews every request with our underwriters so we can craft the perfect policy for you.
What does it cost?
Your price will depend on underwriting, selected limits, and coverage. It’s just like someone asking what your help on a song would cost. The answer is “it depends.”
Can I pay monthly?
Pay-in-full and monthly payment options are offered where available. Final options depend on your policy.
06 - Get a quote
Get a quote
Tell us a little about you. A real person will review it and reach out to get your quote started.
Request received.
Thanks. A real person will reach out soon about your quote.