Event and venue liability overview
The short answer
Event and venue liability pays for claims when someone gets hurt or property gets damaged at a show. SongSure places it for clubs, theaters, arenas, festivals, promoters and recording studios, with specialty options for the events that empty a room.
For full coverage for venues, festivals and promoters, see Venue and festival insurance.
Start here
This is the quick overview. Liability, event cancellation, specialty options and proof of insurance are all on the venue and festival page.
What event and venue liability covers
- Injuries to guests. A fan falls from the stage, slips at the bar or gets hurt in the pit.
- Property damage. Damage to the venue or rented equipment during your event.
- Studios. A guest gets hurt at your recording studio.
- Specialty options. Active assailant and loss of attraction for the events that empty a room.
When a show goes wrong
In 2010, a fan died after falling from the stage at a Lamb of God concert in Prague. Two years later, singer Randy Blythe was arrested at the airport on manslaughter charges. He was acquitted. Read the full story.
FAQ
Does a performer need liability insurance if the venue has its own?
Often, yes. A venue policy protects the venue, and many contracts ask performers and promoters to carry their own.
Do you cover one-off events?
Yes. SongSure covers one night, a festival weekend or a full season. See venue and festival insurance.
Does venue liability cover claims over the music we play?
No. Claims over music, recordings and promotion fall under music liability insurance, which SongSure covers too.
Get a quote
Tell us what you need covered. A real person reviews every request and gets back to you with a quote.
On the form, check Studio. Add anything else you want covered in the notes, and SongSure will build it into one policy.