Music equipment insurance for instruments and gear
The short answer
Music equipment insurance pays to repair or replace your instruments, amps, pedals and production gear when they are stolen or damaged, at home, in the studio and on the road. SongSure places it alongside the rest of your music coverage, so one quote covers the gear and the music you make with it.
Your gear is how you get paid. Insure it that way.
What music equipment insurance covers
- Instruments. Guitars, basses, drums, keys, horns and strings.
- Amps, pedals and backline. The rig you rebuild piece by piece.
- Production gear. Interfaces, microphones, monitors, controllers and the computer you produce on.
- Theft. From the van, the green room, the rehearsal space or your home.
- Damage. Drops, spills and gear that comes off the plane broken.
Why your home policy is not enough
Homeowners and renters policies often limit or exclude gear you use for paid work. Music equipment insurance is built for working gear wherever it goes.
Get your list ready
- Make, model and serial number for each item.
- What it would cost to replace today.
- Photos and receipts.
- Where the gear lives and where it travels.
The rest of your coverage
Gear is one part of it. SongSure also covers your shows on the road (see tour insurance), your studio (see event and venue liability), and claims over the music itself (see music liability insurance). Shooting video or podcasting too? CreatorSure covers camera and audio kits.
Get a quote
Tell us what you need covered. A real person reviews every request and gets back to you with a quote.
On the form, check Gear. Add anything else you want covered in the notes, and SongSure will build it into one policy.
FAQ
Does music equipment insurance cover gear on tour?
Yes. Your gear is covered on the road, including in the van and at the venue. Planning dates? See tour insurance.
Does it cover rented or borrowed gear?
Yes. Tell SongSure what you rent or borrow and how long you have it, and your policy will cover it.
Is my studio covered too?
Studio liability, for when a guest gets hurt or property is damaged, is a separate line SongSure covers too. See event and venue liability.
What does music equipment insurance cost?
Your price depends on what you own, what it is worth, where it is kept and where it travels. A quote gives you the real number.