Venue and festival insurance: coverage for clubs, festivals, and promoters.
The short answer
Venue and festival insurance covers liability for live music events plus specialty options such as event cancellation.
Everything venues, festivals and promoters need in one place: liability, event cancellation, specialty options and proof of insurance.
Want a quick overview? See the event and venue liability overview.
What venue and festival insurance covers
- Liability. A guest gets hurt or property gets damaged at your show.
- Rented sites and gear. Damage to the space or equipment you rent.
- Event cancellation. Money at risk when a covered event cancels the show.
- Loss of attraction and active assailant. Specialty options for the events that empty a room.
- Recording studios. A guest gets hurt or property gets damaged at your studio.
- Claims over the music. Promo, recordings and streams of your shows (which SongSure covers too).
Risks venues and festivals face
- Crowds. Stage dives, slips and pit injuries.
- Temporary sites. Stages, fencing and power you set up for a few days.
- Weather. Storms that shut down a show.
- Vendors and performers. Contracts that ask everyone for proof.
- Nearby incidents. An evacuation or lockdown that keeps the audience away.
Cancellation and specialty options
SongSure places event cancellation for the money at risk when a covered event cancels the show, plus loss of attraction and active assailant options for venues and festivals. Tell us about your events and SongSure will build the right mix.
Proof of insurance for artists and vendors
Artists, vendors, landlords and cities often ask venues and festivals for certificates. Once you're covered, SongSure gets you a certificate of insurance from the app.
Venue and festival insurance cost
There is no flat price, and we won't guess at one here. Your quote depends on your capacity, how many events you run, the type of events, whether you serve alcohol, the specialty options you add, the limits contracts require, and your claims history.
SongSure builds it around you, so you only pay for what you need. See what moves the price, then request a quote for your real number.
FAQ
Do music venues need insurance?
Yes. Venues need liability for guests and property, and many artists, landlords and cities require proof of it.
How much does venue and festival insurance cost?
There is no flat price. It depends on your capacity, events and the coverage you add. See what moves the price and request a quote.
Is there festival insurance for one-off events?
Yes. SongSure covers single events, multi-day festivals and full seasons.
Does concert venue insurance cover event cancellation?
Event cancellation is a specialty option SongSure places alongside your liability. Ask for it on your quote.
Does live music venue insurance cover claims over the music?
No. Claims over music, recordings and promotion fall under music liability insurance, which SongSure covers too.
More music insurance
Get a quote
Tell us what you need covered. A real person reviews every request and gets back to you with a quote.
On the form, check Other. Add anything else you want covered in the notes, and SongSure will build it into one policy.